“If you hate rejection, don’t try to score.” -MC LYTE

As an entrepreneur you have to humbly embrace the fact that you are going to fail. I know, crazy right? But every entrepreneur will tell you that you will fail more times than you will succeed; so you need to be prepared to fail over and over and over again, until you finally get it right.

The biggest part of entrepreneurship is perseverance. Embrace failure, because you will learn more from failing then you will from succeeding.

It is okay to stray away from societal norms and matters of respectability, just as long as you’re willing to learn from those who have done it and put the work in.

So Here’s: How I gained financial independence to travel the world!
Let’s start with college: Private Universities charge between $36,000-$60,000k per year. That is $144,000-$240,000 that we are shelling out for higher education in the US (more than any other country). Don’t get me wrong, I think college is great but unless our country starts investing in our youth & their future, it is a waste of time for a lot of people and here’s why.

$200,000 dollars could be the start up money you and your family need to fund your first business. Let’s talk real estate. In South Jersey $35,000 is the starting cost of a decent foreclosed home. With 15,000 to dispense for renovations you are able to buy 4 investment properties with the money you would’ve used to go through college.

With each property netting 1,000 in revenue per month after the taxes/utilities are paid that equates to 4,000/month plus equity. That’s $48,000/year of passive income, granted you hired a realtor to get trust worthy tenants.

As a landlord in South Jersey I can personally tell you this business plan isn’t a joke. I am literally giving you the blue print to my success at no cost, so listen closely. What would you do with type of money at 19/20 years old? I say be smart and reinvest in something your passionate about, like maybe opening a restaurant, or creating an app. Who knows, but the idea is you have the freedom to do what you want to do, rather than scramble after college because the student loan payments are starting to pile up.

If you do decide you want to go to college, turn to your state university and get your degree because guess what? Now you can afford to pay it fully in cash. I was fortunate enough to be raised in a family that was able to afford my state institutional costs, so I understand that I am speaking from a place of privilege but bear with me.


Okay, so I know the next question is, how do you get a $200,000 loan for something like this. That is depending on your circumstance, some students have parents who have been saving their whole lives for their college education. Others have no one. Let’s be clear, life is not fair. Some people have to work harder to receive half of what others get.

So if you are one of those people who struggle financially, the only thing I can tell you is start building your credit EARLY. You can get a credit card at 16 years old and use it once a month for coffee, then pay it off immediately to be issued as a reliable creditor. Bust your butt and get a job, start saving money for a down payment for a loan. Work summers, holidays, and weekends because that’s the grind and that’s how bad you want it. No it’s not fair that other people do not have to work as hard as you, but you know what? Your work ethic and your journey will make the taste of success that much better. Plus people love a come up story so your book will be a HIT, there’s grit & honor in it!

Yes there will be days when you want to quit, cry, and maybe contemplate running away, nobody’s perfect but just remember who you are and what you’re doing this for. Also, keep in mind that nothing great comes quickly. So make lists, plan, and scheme one step at a time. Before you know it, all those chess pieces you set in motion will help you reach your goal. Just make sure when you get there you learn from others who have done it, acquire mentorship, and never make the same mistake twice. Real estate investing is one of the best ways to become financially independent of a 9-5 and there are so many people who have been successful in doing so. So there is no reason why you can’t do it too. Keep in mind I am speaking to the folks living in America, because I am familiar with the Real Estate Laws here.

So right now I am in Bangkok, living life to the absolute fullest & share this knowledge with you, because success is nothing if you can’t pass it on.

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